eCar Insurance
ecar
incorporation movement is still slow, but some insurance companies have
launched specific policies that differ not just from traditional policies.
Although today only contemplate compulsory insurance, industry experts believe
that in future could bring down premiums, since driving one of these cars means
lower risk.
Ad hoc policies, at higher prices
ecar
range (now around 150 km), price which doubles that of a conventional
auto-recharge of batteries, duration of latter and its cost are factors
limiting takeoff definitive in Europe. Insurance does seem to provide
comparative advantages tilt balance for this type of ecological automotive, as
its price-factor principal-not much different from that of a conventional
vehicle.
Specific policies include mandatory eCar insurance so far, occupant moons and roadside assistance
insurance
specific policies for ecar insurance are emerging in our country, and only a
few companies offer them. Yet it’s slow market evolution if taken as a
parameter projections of a few years ago-that drives the gradual adaptation of insurance
market for this type of car makes. In 2012, only in the first quarter, sales
grew 40% over the previous year, reaching an enrollment of 115 units, according
to the Institute of Automotive Studies (IEA).
The
growth is sustained, considering that during 2011 ecar insurance registrations (375 units) were
up to five times more than in 2010.
With
the name of ecar Insurance new policy provides, in addition to traditional
coverage for ordinary cars, assistance from kilometer 0, roadside assistance,
flat tire replacement and support for battery failure, etc,
Prices
for these new products do not vary over traditional. Thus, ecar insurance of a
Renault Fluence ZE, which is marketed by some 20,000 euros, is around 390
euros, same as the cost of a hybrid Toyota Prius. These amounts are required
for safe movement, more specifically a policy against third full.
Certainly,
units price that explains ecar insurance quote is so high, offsetting benefits
"lower risk" that involves driving an electric vehicle. And in some
brands market values of electrical double those of its analog gasoline. For
example, a Citroën C-Zero cost around 23,500 euros; while the C1, the closest
to the mark size and design, it is in its full version about 11,000 euros.
However, lower risk factors in driving not seem to consider in the design of
the new coverage.
